:root{--sem-bg:#F6FAFB;--sem-white:#FFFFFF;--sem-border:#DCE7EA;--sem-primary:#0A7BA8;--sem-primary-dark:#065C80;--sem-primary-light:#E3F3F8;--sem-primary-light-2:#D4ECF4;--sem-text:#1A1D21;--sem-accent-light:#F2F8FA;--sem-accent-dark:#D9E7EC}body{background:var(--sem-bg);color:var(--sem-text);font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}h1,h2,h3{color:var(--sem-primary)}a{color:var(--sem-primary);text-decoration:none}a:hover{text-decoration:underline}.hero{background:var(--sem-white);padding:80px 20px;border-bottom:1px solid var(--sem-border)}.card{background:var(--sem-white);border:1px solid var(--sem-border);border-radius:4px;padding:24px}.benefit-icon{width:42px;height:42px;margin-bottom:12px;fill:var(--sem-primary-dark);opacity:0.9}.badge{padding:8px 14px;border-radius:3px;font-weight:600;font-size:0.9rem;display:inline-block;margin:6px;background:var(--sem-primary-light);color:var(--sem-primary-dark);border:1px solid var(--sem-border)}.cta-btn{background:var(--sem-primary);color:var(--sem-white);padding:18px 42px;border-radius:4px;font-weight:800;font-size:1.25rem;display:inline-block;transition:background 0.2s ease,transform 0.2s ease}.cta-btn:hover{background:var(--sem-primary-dark);transform:translateY(1px)}.cta-box{background:var(--sem-accent-light);border-radius:4px;padding:40px 32px;border:1px solid var(--sem-accent-dark);color:var(--sem-primary-dark);margin-top:20px}.cta-box-title{font-size:2rem;font-weight:800;color:var(--sem-primary-dark);margin-bottom:24px}.cta-box-text{font-size:1.15rem;color:var(--sem-primary-dark);margin:28px 0;line-height:1.6}.cta-box .cta-btn{margin-top:12px}.faq-section{background:var(--sem-bg)}.faq-title{font-size:2rem;font-weight:800;color:var(--sem-primary);margin-bottom:32px}.faq-item{background:var(--sem-white);border:none;border-radius:0;margin-bottom:16px;overflow:hidden;transition:background 0.25s ease}.faq-item.open{background:var(--sem-primary-light)}.faq-question{width:100%;background:var(--sem-primary-light);color:var(--sem-primary);font-weight:600;font-size:1.15rem;padding:16px 20px;cursor:pointer;text-align:left;display:flex;justify-content:space-between;align-items:center;transition:background 0.25s ease;border:none}.faq-item.open .faq-question{background:var(--sem-primary-light-2)}.faq-icon{font-size:1.4rem;font-weight:700;color:var(--sem-primary);transition:transform 0.35s ease}.faq-item.open .faq-icon{transform:rotate(45deg)}.faq-answer{background:var(--sem-white);color:var(--sem-text);font-size:1rem;line-height:1.55;padding:0 20px;max-height:0;overflow:hidden;transition:max-height 0.45s ease,padding 0.25s ease;border:none}.faq-item.open .faq-answer{max-height:500px;padding:16px 20px 20px}.sticky-cta{position:fixed;bottom:0;left:0;right:0;background:#F6FAFBEE;backdrop-filter:blur(6px);border-top:1px solid var(--sem-border);padding:16px 20px;z-index:9999;display:flex;justify-content:center;align-items:center;transition:opacity 0.35s ease,transform 0.35s ease}.sticky-cta.hidden{opacity:0;transform:translateY(20px);pointer-events:none}.toc-card{border:1px solid var(--sem-border);border-radius:4px;padding:20px}.toc-toggle{cursor:pointer;color:var(--sem-primary);user-select:none}#toc-content{display:none}.toc-content ul li a{color:var(--sem-primary)}.related-title{font-size:1.8rem;font-weight:800;color:var(--sem-primary);margin-bottom:32px}.related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}.related-tile{background:var(--sem-white);border:1px solid var(--sem-border);border-radius:4px;padding:24px 22px;display:block;transition:transform 0.25s ease}.related-tile:hover{transform:translateY(-3px)}.related-tile-title{font-size:1.2rem;font-weight:700;color:var(--sem-primary);margin-bottom:8px}.related-tile-text{font-size:0.95rem;color:var(--sem-text);line-height:1.45}.trust-footer-badge{background:var(--sem-primary-light);padding:8px 14px;border-radius:3px;font-size:0.9rem;display:inline-block;border:1px solid var(--sem-border)}.trust-footer-badge a{color:var(--sem-primary-dark);font-weight:500}.page-img{max-width:360px}@media (max-width:768px){.page-img{float:none!important;display:block!important;margin:0 auto 24px auto!important;width:100%!important;max-width:100%!important}}